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Like Dory says “just keep swimming”!
I have shared some basics with you about how to attack this daunting task, but let me tell you, Dave is the expert! If there was ever a time to invest time and money into your future, the time is now! Get yourself in a Financial Peace University class (Find a class today!), get the materials, work with the facilitators to answer questions about addressing your circumstances. Getting the information on what to do, when, where and how is the easiest part of this journey.
The hardest part is to keep swimming…
When the car breaks down, use your emergency, get the car fixed, build your emergency fund back up, get back on track, and keep swimming…
When your child breaks their arm and now you have another bill to be added to your debt snow ball, get it in the budget, and keep swimming…
When you are on your last debt and it feels like it has been the longest time of your life, don’t give up, you are almost there… Just keep swimming …
Discipline and the perseverance to keep swimming are your allies on this journey. In addition, get an accountability partner to keep you on track and encourage you as you move forward. Acknowledge and celebrate every success. Every time you payoff another bill, feel that chain break away, feel the load lighten, and stand a little taller as you get closer to your goal.
You can do this!
Doing the Debt Free Scream at Dave Ramsey’s show was like emerging into a sun lit room after being buried in rubble. The joy of the moment made me smile so hard that my face hurt. There is no greater feeling than being freed from your bondage!
So what are you waiting for?
